More Than a Loan. A Smarter Lending Strategy

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    • APPLY NOW
    • COMMERCIAL
      • COMMERCIAL LOAN PROGRAMS
      • COMMERCIAL LOANS FAQ’s
      • COMMERCIAL BRIDGE LOANS
      • CONSTRUCTION & LAND
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      • RESIDENTIAL LENDING
      • CONVENTIONAL
      • FHA LOANS
      • VA LOANS
      • USDA LOANS
      • DOWN PAYMENT ASSISTANCE
      • JUMBO
      • RENOVATION LOANS
      • CASHOUT & LINES OF CREDIT
      • LAND & LOT LOANS
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      • BRIDGE LOANS
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  • HOME
  • APPLY NOW
  • COMMERCIAL
    • COMMERCIAL LOAN PROGRAMS
    • COMMERCIAL LOANS FAQ’s
    • COMMERCIAL BRIDGE LOANS
    • CONSTRUCTION & LAND
  • RESIDENTIAL
    • RESIDENTIAL LENDING
    • CONVENTIONAL
    • FHA LOANS
    • VA LOANS
    • USDA LOANS
    • DOWN PAYMENT ASSISTANCE
    • JUMBO
    • RENOVATION LOANS
    • CASHOUT & LINES OF CREDIT
    • LAND & LOT LOANS
  • INVESTORS
    • BRIDGE LOANS
    • DSCR LOANS
    • FIX N FLIP LOANS
  • RESOURCES
  • NEWSLETTER
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  • RATE WATCH
  • MORTGAGE: READ & LEARN
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DEBT SERVICE CREDIT RATIO LOANS (DSCR)

DSCR LOAN FEATURES - INVESTMENT PROPERTIES

  • No personal income verification
     
  • No employment or tax returns required
     
  • Qualification based on property cash flow
     
  • Down payments usually 20–25%
     
  • Loan amounts often up to $2–5 million (depending on lender)
     
  • Property types: Single-family, duplex, 2–8 units, condos, short-term rentals
     
  • Ownership: Can be titled in an LLC or personal name
     
  • Interest rates: Slightly higher than conventional investment loans
     
  • Credit score: Typically 620–680+ minimum

  • HOME
  • APPLY NOW
  • COMMERCIAL LOAN PROGRAMS
  • COMMERCIAL LOANS FAQ’s
  • CONSTRUCTION & LAND
  • RESIDENTIAL LENDING
  • CONVENTIONAL
  • FHA LOANS
  • VA LOANS
  • USDA LOANS
  • DOWN PAYMENT ASSISTANCE
  • JUMBO
  • RENOVATION LOANS
  • BRIDGE LOANS
  • DSCR LOANS
  • FIX N FLIP LOANS
  • RESOURCES
  • NEWSLETTER
  • CALCULATORS
  • RATE WATCH
  • MORTGAGE: READ & LEARN
  • FORMS

TruLuxe Capital *Powered by My Community Mortgage

Houston TX

(210) 392-8299

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